Top 10 Financial Advisors in New Jersey

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At the top of the list, Pathstone Family is a fee-only firm with billions in assets under management. Individual clients are mostly high-net-worth individuals. The firm also works with pooled investment vehicles, charitable organizations and other corporations. Services offered by the firm include discretionary investment advising, financial planning services, tax compliance, financial consulting and tax return preparation. 

The minimum portfolio size is $2 million. Fees for investment management are based on a percentage of assets under management, though some qualified clients may enter into an agreement for performance-based fees.

Pathstone may use the following strategies in client portfolios: long-term purchases, short-term purchases, trading, short sales, margin transactions, option writing, structured products and, and derivatives.Generally, Modern Portfolio Theory informs the process of determining asset allocation and manager selection for advisors. Each client has a determined return objective and risk tolerance that drives investment decisions. 

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Advisors Capital Management, LLC works with more non-high-net-worth individuals than high-net-worth individuals. Additionally, Advisors Capital Management works with pension and profit-sharing plans, businesses and charitable organizations. The account minimum at this Ridgewood-based firm varies depending on the type of account. 

Advisors Capital Management provides most of the services that typical financial advisor firms do. Its services include budget and cash flow planning, investment management, retirement planning, estate planning and insurance analysis.

Advisors Capital Management takes into account a number of factors when deciding which industries are worth investing in. These factors include interest rate outlooks, demographics, business cycles and more. Once it has considered these elements, the firm selects specific companies within the viable industries that present strong return possibilities or are currently undervalued.

The final choices your advisor makes throughout this process are not only based on the aforementioned research but also on how well the investments align with your personal risk tolerance and time horizon. However, this firm heavily emphasizes long-term investments.

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Individuals comprise the largest percentage of Modera Wealth Management’s client base, although that’s not the only group the firm serves. The firm has built relationships with pension and profit-sharing plans, estates, trusts, businesses, investment limited partnerships and charitable organizations. Modera Wealth Management does not require new clients to have a minimum level of investable assets, but it does have a minimum quarterly fees.

This firm’s services can be split into a few overarching categories, like wealth management, portfolio management, investment consulting and monitoring, retirement planning and financial planning and consulting. Modera offers business planning, insurance review, estate planning, tax mitigation, cash-flow planning and education funding as well.

Modern Portfolio Theory has become popular with financial advisor firms in recent years, but this firm chooses to focus on just three main tenets it: First, the markets work (the market will usually set fair prices). Second, diversification is key (use international securities in different markets to fill out portfolios). Finally, there's a relationship between risk and return (if you want a boost in return, make sure the risk only increases proportionately). 

To put these ideas into practice as fully as possible, Modera Wealth Management remains open to a plethora of investment opportunities, including exchange-traded funds, stocks, bonds, real estate investment trusts, commodities and more.

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Bleakley Financial Group offers financial planning, retirement consulting and wealth management services to individuals, business entities, trusts, estates and charitable organizations. Most client assets are managed on a discretionary basis, while a smaller portion are managed under advisement. The firm offers wrap and non-wrap accounts.

The firm uses what it calls the "Banyan Assessment" to create a financial plan tailored to each client's short-term and long-term goals, income and risk tolerance and uses it to develop a personalized wealth management strategy. Bleakley uses economic, fundamental and technical analysis to identify appropriate investment opportunities for clients. Depending on the client, the firm may buy stocks, fixed-income securities, funds, master limited partnerships and alternative investments. 

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Circle Wealth is a fee-only financial advisor firm, meaning it only receives income from client fees. This avoids the conflicts of interest found at a fee-based firm, which can receive commissions for insurance or securities transactions. There is a $30 million account minimum. Circle Wealth Management's client base consists entirely of high-net-worth individuals and charities.

Circle Wealth provides highly customized financial planning and investment management services to its clients, on both a discretionary and non-discretionary basis. These services include estate planning, tax planning, insurance planning, retirement planning and more.

Circle Wealth Management looks to tailor its advisory services to the financial objectives, risk tolerance and time horizon of each client. Part of the process of understanding the client involves an evaluation of their existing investments. Based on these findings, the firm may recommend that those investments should be held or sold. Based on the entirety of this information, the firm will put together an investment policy statement (IPS).

The firm uses both quantitative and qualitative analysis when crafting client portfolios. The firm draws from a wide range of databases to inform their decisions. Based on this research, the firm may recommend investments like individual equities, fixed-income securities, options, mutual funds, private equity funds, funds of funds, hedge funds, exchange-traded funds (ETFs) and structured notes.

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Coming in next on our list is Simon Quick Advisors, LLC. The firm is fee-only, which means it does not receive any sales or transaction commissions that could introduce conflicts of interest. Simon Quick provides several different financial advisory services across the investing and financial planning verticals. The firm and its advisors help clients with wealth management, investment planning, retirement planning, tax planning, estate planning and more.

Simon Quick primarily provides services to individual clients, with most of them having a high net worth. The firm also commonly works with pooled investment vehicles, retirement plans, charities, insurance companies, other investment advisors and municipal government entities. Rather than impose a minimum account size, the firm charges a $10,000 minimum annual fee, which could be cost-prohibitive for smaller account sizes.

In order to properly help clients manage their investments, Simon Quick creates unique investment plans that fit the objectives of each client. Through extensive interviews, the firm determines precise investment goals and the asset management styles that would pair well with them. The firm then allocates client funds to a number of securities, such as stocks, bonds, mutual funds and exchange-traded funds (ETFs). As your portfolio ages, the firm will rebalance your investments.

Simon Quick primarily utilizes fundamental analysis when crafting client portfolios to determine a security's intrinsic value. In terms of investment strategies, the firm enagages in long- and short-term purchases, short sales and options trading. Each portfolio is given periodic performance updates to ensure proper growth targets are being met.

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Beacon is a fee-only advisory firm. A majority of its individual clients have a high net worth. The firm also maintains advisory relationships with high-net-worth individuals, charitable organizations, government entities, retirement plans and investment companies.

Beacon Trust provides financial planning, asset management, consulting and tax preparation services. The firm guides its clients through all of the steps it takes to achieve their financial goals. It performs asset management services on a primarily discretionary basis and offers wrap fee programs as well.

Beacon Trust's portfolio programs look to invest client's assets in a wide variety of securities. The firm looks to preserve wealth and drive growth while maximizing liquidity, tax efficiency and adaptability. Risk mitigation tends to be at the center of each portfolio strategy. The firm's strategies include small-cap, mid-cap, large-cap, international, bond and high-yield securities. It also uses mutual funds and exchange-traded funds (ETFs) in client portfolios. The firm rebalances and evaluates client portfolios on a consistent basis.

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Founded in 1995, Palisade Capital Management LLC primarily offers investment management through separately managed accounts. The minimum to open an account depends on the investment strategy and ranges from $1 million to $50 million. The firm also serves as sub-advisor to several mutual funds and as advisor to a collective investment trust, private equity funds and private hedge funds.

Palisade Capital has been offering comprehensive, bottom-up, fundamental investing for 25 years. Its strategies include small-cap core equity, focused all-cap equity, convertible securities, short-duration convertible bonds, hedged convertibles, private equity and hedged equity.

Private wealth management individuals with separately managed accounts typically choose one of the following investment goals: growth, preservation of principal/income or balanced/conservative growth. Their assets are typically invested in securities of individual issuers, mutual funds, exchange-traded funds and/or investments in funds managed by Palisade.

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Journey Strategic Wealth offers wealth management services to individuals, high net worth individuals, families, trusts and estates. Journey provides Clients with wealth management services, which generally include a broad range of comprehensive financial planning and consulting services in connection with discretionary management of investment portfolios. The actual services include investment management, retirement accounts and financial planning. 

Wealth management fees are paid quarterly, in advance of each calendar quarter pursuant to the terms of the wealth management agreement. Wealth management fees are based on the market value of assets under management at the end of the prior quarter. Wealth management fees are generally tiered and blended and range from 0.30% to 1.75% annually based on the complexity of the services performed, the level of assets to be managed, and/or the overall relationship with the Advisor.

Journey employs fundamental and technical analysis methods in developing investment strategies for its Clients. Research and analysis from Journey are derived from numerous sources, including financial media companies, third-party research materials, Internet sources, and review of company activities, including annual reports, prospectuses, press releases and research prepared by others. 

Journey generally employs a long-term investment strategy for its clients, as consistent with their financial goals. Journey will typically hold all or a portion of a security for more than a year but may hold for shorter periods for the purpose of rebalancing a portfolio or meeting the cash needs of clients.

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Valley Wealth Managers is a fee-only advisory firm that caters to a diverse clientele including pension and profit-sharing plans, charitable organizations, foundations, endowments, as well as banks and thrift institutions. VWM offers various investment strategies with differing minimum account sizes: $500,000 for equity or fixed income Hallmark Investment Strategies, and $100,000 for strategies involving ETFs or those accessed through Envestnet, as well as for Wrap Programs.  

Valley Wealth Managers employs a dynamic investment approach that includes tactical allocation across various asset classes such as stocks, bonds, and cash reserves. Their strategies encompass long-term and short-term purchases, trading, short sales, margin transactions, and option writing, alongside a strong focus on diversification and international investments.??

The firm tailors its investment strategies to align with the unique financial circumstances, investment objectives, and overall financial condition of each client.